LIFE INSURANCE MADE EASY

Terms such as personal finance and financial planning are now more prevalent in the vocabulary of the common man, than they were a few years ago. The process of financial planning involves planning for one’s long-term goals such as buying a house, planning for one’s child’s education, planning for a comfortable life after retirement, etc. This is where life insurance comes in. It has evolved from being just a loss protection tool to a wealth creation tool. We at ICICI prudential life insurance offer you a wide range of retirement solution, wealth creation, education solution and health insurance plans which ensure that you meet your financial goals.

At ICICI prudential life insurance “Customer First” is one of the values on which we have built our vision. We aim to achieve this through complete transparency in our dealings with our customer starting with the product and sales process up to the settlement of claims. We believe treating customers fairly and consistently form the foundation of enhancing customer satisfaction and delivering our promise. We offer the most comprehensive range of products across both retail and group businesses. We also offer life stage based products for customers who wish to take the benefit of the growing Indian economy but may not have the expertise to manage their funds. Several other flexible options like flexibility in policy duration, premium modes, insurance cover and fund options are also offered to the customer.

ICICI Prudential Life offers seven innovative fund options: Flexi Growth, Flexi balancer, balancer, Protector, Preserver, Multiplier and R.I.C.H. to its customers. These fund options give the customer the choice of investing as per his investment style. A customer who prefers investing in the equity market can opt for the multiplier fund whereas the protector fund could be used by a customer who does not wish to take any risk with his investment.

Today, ICICI Prudential Life Insurance is one of the top wealth mangers in the country with an AUM of over Rs 28,000 crores. Keeping in mind the interest of the long term passive systematic investor, the company adopts a conservative investment philosophy.

In today’s competitive scenario where the consumer is spoilt for choice, customer’s buying decision depends on a good brand name that is synonymous for trust, quality and premium service.

ICICI Prudential Life has always designed innovative product and service offerings, followed transparency in policies and processes all with the single objective of serving the customer better and guaranteeing his long-term goals. Jeetey Raho!

Shilpa Shetty : from reality shows to Yoga

Source: ChilliBreeze
There was no turning back for Shilpa Shetty ever since she won the British reality show ‘Celebrity Big Brother’. She has more than she could ever ask for thanks to her soaring popularity from launching her own perfume to making a yoga video. Has Shilpa Shetty arrived?

A shot in the arm
The Bollywood actress, who was watched more for her svelte figure than her acting abilities, is now seen more than ever on television, gossip magazines, tabloids, and newspapers than on the silver screen. Suddenly, Shilpa Shetty has become a household name. Her claim to fame: Celebrity Big Brother. Her role in the reality show came into the spotlight after alleged racist remarks by her co-contestant.

Her win surprised her and her fans alike. But since then, Shilpa has fans of all ages from children to celebrities. And not just that! She has more than a handful of modeling assignments, offers from Hollywood, she has been awarded an honorary doctorate from Leeds University, and has launched her own perfume called S2. Now she has ventured into a totally different area – launching her own production house, S2 Productions. Their first venture was the production of a yoga video.

Fitness video
Shilpa has always claimed to be a fitness enthusiast. It can be said that it is her passion for fitness that has prompted her to produce a yoga video. The British film and Music distribution company, Eros International, has chosen Shilpa to be their fitness icon. They want to cash in on Shilpa’s immense popularity overseas in their upcoming health video. This video will be a new age yoga video along the lines of the Jane Fonda aerobic video series.

The video is being shot against the serene background of Kerala’s backwaters. The DVD spans two hours with Shilpa demonstrating the right techniques for pranayama or breathing exercises and asanas or poses. Apart from these, she will also provide tips for a yogic way of living in today’s rushed world, including weight management and following the right kind of diet.

Directed by Manish Jha, the critically acclaimed director of ‘Anwar’ and ‘Mathrubhumi’, the program is scripted by Arghya Lahiri and shot by cameraman Jamie Sowlds. Though yoga has formed an important part of Shilpa’s fitness regime, she has been taking intensive lessons from yoga gurus Shiv Kumar Mishra and Vinayak Dixit, learning the right technique of performing and maintaining the postures.

What next?
Whether S2 Productions’ next project will be a film isn’t too clear, but the yoga video production is on in full earnest. While Shilpa Shetty’s appointment diary is full, it remains to be seen how her fans will accept her new role as a yoga guru. Coming from the land of yoga itself with true yogis and gurus to teach and handover the age-old traditions, will Shilpa be able to reach out to the masses?

Ever since Celebrity Big Brother, controversy has never left Shilpa. Will this venture too be one to cause a stir like her kiss with Richard Gere at an AIDS awareness program? Or will she become India’s Jane Fonda?

exercise.lifetips.com

Importance of Cooling Down

After vigorous aerobic exercise it is important to take 10 minutes or so to cool down gradually. Do not stop abruptly. For example, after a long run or jog, walk around and keep moving, rather than just stopping.Cooling down properly (moving around) redistributes the blood that may have pooled in the extremities when you end your workout, and it prevents muscle stiffness because it allows the metabolic wastes to be worked out of your muscles

Weight Training Twenty Minutes a Day

Take your time when toning your body. You can maximize the benefit of a biceps strength training exercise, a back strength training exercise, a chest strength training exercise, and so on, by doing them in small blocks of time every day. Although the USDA recommends at least thirty to sixty minutes each day, you don't have to spend all of it weight training—you probably do physical activity that counts as exercise every day (such as walking up stairs).

In your weight training routine, you don't have to work all your target areas at once. Instead, work one area a day for about 20 minutes. For example, your program might look like this:

• Monday: Chest and Back Weight Training for 20 min.

• Tuesday: Shoulder Strength Exercise for 20 min.

• Wednesday: Abs Weight Training for 20 min.

• Thursday: Biceps and Triceps Strength Training for 20 min.

• Friday: Grab Bag/Wild Card for 20 min.

• Saturday: Hip and Thigh Weight Training for 20 min.

• Sunday: Chest and Shoulder Strength Training for 20 min.

Choose a set of exercises for each day and follow your weight training program. You can vary it, especially as you add more reps to your arm curls, incline chest presses, shoulder presses, and kickbacks. Remember, you don't have to devote countless hours to working out to look and feel good.

Drinking Sodas

Coke or Pepsi? When you're training, neither. Go easy on the soft drinks in your sports nutrition diet. There has been some indication that drinking a lot of carbonated sodas, especially cola, can have an adverse effect on bone strength in teenage girls. (This would probably also be true of diet sodas.) This is very controversial and far from proven, but there is no doubt that it alters your body´s pH levels. But the possibility plus the proven fact that many people, especially teenagers, consume a large percentage of their calories as soft drinks, which have no nutritional value and displace a proper sports nutrition diet, should make you think twice about drinking a lot of soda. Like a sports nutition supplement, you don´t have to give up soda; just don´t make it a major part of your sports nutrition diet.

Sleep Benefits

Sleep duration and patterns can affect sports training and performance. Most people need 7 or 8 hours of sleep, and your body functions at its best when you have regular sleep patterns, generally sleeping at about the same time every night. So if your workouts, practices, or competitions aren´t going well, consider whether you´re getting enough sleep.

Places to Walk

Here's another reason Americans are fatter than Europeans. American cities, in general, are less walking-friendly than European cities. Distances, lack of sidewalks, and traffic make it harder to find good walking areas. Don't be discouraged from your fitness walking regimen. Look for high school tracks, paths in parks, industrial parks which often have lots of flat streets with sidewalks, shopping malls, golf courses, or playing fields where you can walk around the periphery, or any nearby open area. In the mall, walking for exercise is more fun when you're window shopping!

Strength Training and Resistance Bands

Get on the resistance bandwagon! Resistance bands are easier and more flexible than barbells, dumbbells or even hand weights. Your weight training routine will benefit from adding at least one strength training exercise that uses a resistance band.Try doing squats while pulling on the resistance band wrapped around a doorknob (this weight training exercise strengthens the butt, thighs, back, chest, triceps and biceps). Be careful in your resistance band strength training to:

• Secure the band around objects, otherwise the ends can come loose and possibly cause an injury

• Before and during every session of your weight training program, make sure your hands aren't damp,

sweaty or slippery If you're accident prone, look into buying a resistance band with safety features (the B-Lines Resistance Bands Upgrade Kit includes a door attachment with safety strap, so you can attach your band to a doorjamb or even a tree and pull, pull, pull without fear).