Tuesday, May 13, 2008

LIFE INSURANCE MADE EASY

Terms such as personal finance and financial planning are now more prevalent in the vocabulary of the common man, than they were a few years ago. The process of financial planning involves planning for one’s long-term goals such as buying a house, planning for one’s child’s education, planning for a comfortable life after retirement, etc. This is where life insurance comes in. It has evolved from being just a loss protection tool to a wealth creation tool. We at ICICI prudential life insurance offer you a wide range of retirement solution, wealth creation, education solution and health insurance plans which ensure that you meet your financial goals.
At ICICI prudential life insurance “Customer First” is one of the values on which we have built our vision. We aim to achieve this through complete transparency in our dealings with our customer starting with the product and sales process up to the settlement of claims. We believe treating customers fairly and consistently form the foundation of enhancing customer satisfaction and delivering our promise. We offer the most comprehensive range of products across both retail and group businesses. We also offer life stage based products for customers who wish to take the benefit of the growing Indian economy but may not have the expertise to manage their funds. Several other flexible options like flexibility in policy duration, premium modes, insurance cover and fund options are also offered to the customer.
ICICI Prudential Life offers seven innovative fund options: Flexi Growth, Flexi balancer, balancer, Protector, Preserver, Multiplier and R.I.C.H. to its customers. These fund options give the customer the choice of investing as per his investment style. A customer who prefers investing in the equity market can opt for the multiplier fund whereas the protector fund could be used by a customer who does not wish to take any risk with his investment.
Today, ICICI Prudential Life Insurance is one of the top wealth mangers in the country with an AUM of over Rs 28,000 crores. Keeping in mind the interest of the long term passive systematic investor, the company adopts a conservative investment philosophy.
In today’s competitive scenario where the consumer is spoilt for choice, customer’s buying decision depends on a good brand name that is synonymous for trust, quality and premium service.
ICICI Prudential Life has always designed innovative product and service offerings, followed transparency in policies and processes all with the single objective of serving the customer better and guaranteeing his long-term goals. Jeetey Raho!